As a home-owner, I do know firsthand the stress and monetary burden that plumbing issues may cause. From leaking pipes to clogged drains, these points can shortly spiral into costly repairs for water injury. That is the place a reliable house guarantee supplier can supply real safety and peace of thoughts.
Nonetheless, given the {industry}’s status for denied claims and complicated contracts, it’s comprehensible why many householders are cautious of house warranties. To assist separate the dependable suppliers from the subpar ones, I carried out in depth analysis on the highest house guarantee corporations within the U.S., with a particular concentrate on their plumbing protection.
I meticulously examined the wonderful print of pattern contracts from dozens of suppliers, in contrast pricing constructions, and analyzed buyer opinions to determine essentially the most respected suppliers. I ensured that the businesses I chosen included important elements like pipes, drains, and water heaters of their protection. Moreover, I prioritized suppliers with excessive protection caps, guaranteeing that even main plumbing failures could be sufficiently lined with out leaving householders with substantial out-of-pocket bills. Utilizing At present’s Homeonwer’s assessment standards, I ranked every supplier on complete protection, reliability, and affordability. This helped me discover the perfect house guarantee corporations for plumbing within the U.S.
Why Belief Us?
Right here’s how we ranked and reviewed the nation’s high house guarantee corporations to carry you essentially the most correct data.
76
Our group of consultants reviewed over 70 house guarantee suppliers to check plan choices, protection limits, costs, and buyer suggestions.
152
We collected over 100 pattern quotes from dozens of house guarantee corporations to offer you an correct have a look at {industry} pricing.
6
Our score system scores suppliers based mostly on 6 key components: protection choices, affordability, buyer expertise, status, claims processes, and availability.
Learn our full House Guarantee Assessment Methodology for extra particulars.
Prime 5 House Guarantee Corporations for Plumbing
Highlights
- Liberty House Guard stands out to me for its complete plumbing protection and unparalleled customization choices. With two plans that embrace plumbing safety and a powerful 42 add-ons (11 particularly for plumbing), you’ll be able to tailor your protection to suit your house’s distinctive wants. From ejector pumps to grinder pumps and plumbing fixtures, Liberty covers gadgets that many different suppliers don’t. This flexibility ensures you’ve essentially the most full safety attainable on your house plumbing system.
- On the subject of plumbing protection, American House Defend actually shines with its limitless protection caps. This implies you received’t have to fret about hitting a restrict on repairs or replacements, supplying you with final peace of thoughts. Limitless protection is particularly worthwhile for brand new building houses, as the price of repairing or changing brand-new gear and fixtures can shortly add up. Whereas AHS’s month-to-month costs could also be greater than these of some rivals, the great safety and lack of protection limits make it a sensible long-term funding in your house’s plumbing.
- Regardless of which house guarantee supplier you select on your plumbing wants, it’s essential to totally assessment the contract earlier than signing. Pay shut consideration to the particular gadgets lined, in addition to any exclusions or limitations. Ensure that the protection caps align with the anticipated prices of repairing or changing your plumbing elements. By taking the time to grasp the wonderful print, you’ll be able to guarantee that you’ve got the fitting stage of safety on your house and keep away from sudden out-of-pocket bills sooner or later.
My Knowledgeable Suggestion
On the subject of defending your own home’s plumbing, Liberty House Guard and American House Defend stand out as my high selections. Liberty gives spectacular flexibility, with two plans that embrace plumbing protection and 11 plumbing-specific non-compulsory add-on protection choices. These add-ons cowl gadgets like ejector pumps, grinder pumps, sump pumps, septic tank pumping, water dispenser water strains, and plumbing fixtures that the majority suppliers don’t. This customization ensures your distinctive plumbing wants are met, whether or not you’re in a chilly state vulnerable to frozen pipes or have a new-construction house with high-end fixtures.
American House Defend additionally shines for defense, because of its limitless plumbing protection caps. This implies you received’t have to fret about hitting a restore or alternative restrict, even when you have brand-new, costly plumbing gear. As a home-owner, I can personally attest to the peace of thoughts that comes with not having to emphasize over potential out-of-pocket bills. Whereas AHS’s month-to-month costs could also be greater, the great protection and lack of caps make it a sensible long-term funding.
When selecting a house guarantee on your plumbing, be sure you totally assessment the contract’s wonderful print. Look carefully at what’s lined and excluded, and ensure the protection limits align together with your plumbing system’s wants. Don’t overlook to think about add-ons that would present additional safety on your particular scenario. With Liberty House Guard’s flexibility and American House Defend’s in depth protection, you could find the fitting plan to safeguard your own home’s plumbing — and your finances.
At present’s Home-owner Ideas
On the subject of defending your own home’s plumbing, Liberty House Guard and American House Defend stand out as my high selections.
House Guarantee Corporations for Plumbing I Didn’t Embody
I didn’t embrace Selection House Guarantee in my high picks for the perfect house guarantee corporations for plumbing on account of an energetic client fraud lawsuit filed by the Arizona Legal professional Basic. The lawsuit alleges that Selection engaged in misleading practices, misrepresented protection, and improperly denied claims. Till the case is resolved and I can totally assessment the findings, I don’t really feel comfy recommending Selection for plumbing protection.
If the lawsuit uncovers proof of widespread misconduct, it could reinforce my determination to exclude Selection from my checklist. Nonetheless, if the case is dismissed with out regarding findings, I’d rethink together with Selection after additional analysis to verify its improved practices and status.
The uncertainty and potential for substantiated claims led me to err on the facet of warning by not endorsing Selection for plumbing protection. I wish to confidently stand behind all the corporations I like to recommend to fellow householders with regards to defending essential methods like plumbing.
Evaluate The Highest Rated House Warranties for Plumbing
Quote and price information gathered January 2024. Price information are up to date and monitored constantly.
Our Evaluations of the Finest House Warranties for Plumbing
Finest for Customization
Liberty House Guard
4.6
Our Score
Restricted Time:
$200 Off + 2 Months free + Free Roof Leak Protection
I like that Liberty House Guard has two plans that absolutely cowl your plumbing system and an unbelievable 42 add-ons (11 particularly for plumbing), which lets you tailor your protection to your own home’s distinctive wants. Whether or not you’ve a regular plumbing setup or extra complicated elements like properly pumps or water softeners, Liberty has you lined.
I respect that Liberty’s plans embrace all components and elements of your plumbing system, making certain you’ve full safety when points come up. This thorough protection is particularly worthwhile in areas with harsh winters, the place frozen pipes can result in pricey injury.
One other standout function of Liberty House Guard is its 60-day workmanship assure on repairs, which is double the {industry} normal of 30 days. This prolonged assure gives additional peace of thoughts, realizing that any points ensuing from defective workmanship will likely be addressed at no extra value to you for repeat restore visits.
Whereas Liberty House Guard gives complete plumbing protection, I discovered a number of notable drawbacks after reviewing a pattern contract. First, the corporate’s protection caps are low at simply $2,000 per equipment or system, which might depart you paying vital out-of-pocket prices for main repairs or replacements. Moreover, Liberty’s plumbing-related add-ons are dear at $14.99 per 30 days, properly above the {industry} common of $9.99.
Plus, some prospects have additionally reported frequent gross sales calls (for upgrades and add-ons), a $50 cancellation charge after the primary 30 days, and excluded protection for preexisting situations, which might result in denied claims.
Backside Line: 9.3/10
Liberty House Guard is my best choice for complete plumbing protection, providing a powerful stage of customization and affordability. With three plans, two of which absolutely shield your plumbing system, and an unbelievable 42 add-on choices, 11 of which cowl plumbing-related gadgets, Liberty means that you can tailor your protection to your own home’s distinctive wants. Whether or not you’ve normal plumbing elements or extra specialised gadgets like water softeners, grinder pumps, or septic methods, Liberty has you lined.
One potential downside to remember is Liberty’s $2,000 protection restrict per lined merchandise, which can fall quick for high-end plumbing fixtures or in depth repairs. Nonetheless, Liberty goes above and past by providing a 60-day workmanship assure on repairs, offering twice the peace of thoughts in comparison with the {industry} normal 30-day assure. If any points recur inside this timeframe, Liberty will resolve the issue at no extra value to you.
Throughout assessment websites like Google, Trustpilot, and the Higher Enterprise Bureau, prospects constantly reward Liberty for its responsiveness and reliability with regards to plumbing points. Beginning at round $50 per 30 days, Liberty’s plans present in depth protection at a budget-friendly worth level. This successful mixture of personalised protection, aggressive pricing, and devoted customer support earns Liberty House Guard a powerful 9.3/10 score in my ebook.
Plans and Protection: 10/10
I give Liberty House Guard high marks of 10/10 for its complete plumbing protection and in depth customization choices. The corporate’s Techniques Guard and Complete House Guard plans, beginning at simply $54.99 per 30 days, cowl all important elements of your plumbing system, together with pipes, drains, taps, and water heaters. This thorough protection ensures that you just’re protected towards the commonest plumbing points that may result in pricey repairs.
One of many standout options of Liberty House Guard is its spectacular array of greater than 40 add-ons, permitting you to tailor your protection to your own home’s particular wants. With 11 plumbing-specific add-ons, together with protection for sump pumps, grinder pumps, ejector pumps, septic methods, sprinkler methods, and even reverse osmosis water filter methods. Liberty gives unparalleled flexibility. These add-ons vary from $8 to $15 per 30 days, making it simple to construct a complete plumbing safety plan that matches your finances.
Whereas Liberty’s $2,000 protection restrict for plumbing repairs and replacements might not be ample for high-end or in depth methods, it’s greater than sufficient for most traditional plumbing wants. Plus, Liberty gives a 60-day workmanship assure on all repairs, supplying you with twice the peace of thoughts in comparison with the {industry} normal 30-day assure.
It’s price noting that Liberty’s service name charges vary from $65 to $125, which is greater than the {industry} common of $75. Nonetheless, the corporate ceaselessly gives attractive reductions, equivalent to two free months with annual funds or seasonal $225 coupons, which may help offset these prices.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Equipment Guard | $49.99 | $65 – $125 | 2 months free (on-line), $225 off coupon (on-line) |
| Techniques Guard | $54.99 | $65 – $125 | 2 months free (on-line), $225 off coupon (on-line) |
| Complete House Guard | $59.99 | $65 – $125 | 2 months free (on-line), $225 off coupon (on-line) |
Editor’s Word: The fee information talked about on this article was sourced for a single-family, two-bedroom house underneath 5,000 sq. toes in Granger, IN. The fee information introduced was correct on the time of writing.
Accessible Add-Ons
Liberty House Guard gives the next non-compulsory add-ons associated to plumbing:
- Ejector pump: $14.99/month
- Grinder pump: $14.99/month
- Immediate sizzling water dispenser: $9.99/month
- Garden sprinkler system: $9.99/month
- Plumbing fixtures: $7.99/month
- Reverse osmosis water filter system: $14.99/month
- Septic system pumping: $12.99/month
- Sump pump: $8.99/month
- Water dispenser water line: $4.99/month
- Water softener: $13.99/month
- Effectively pump: $12.99/month
Apart from its non-compulsory plumbing add-ons, Liberty has a powerful providing of extra selections:
- Carpet cleansing: $19.99/month
- Casita visitor unit: $35.99/month
- Central vacuum: $8.99/month
- Electronics safety: $19.99/month
- Freestanding ice maker: $14.99/month
- Generator: $19.99/month
- Gutter cleansing: $14.99/month
- Ice maker (in-fridge): $3.99/month
- Lights: $7.99/month
- Restricted roof leak: $11.99/month
- Pest management: $14.99/month
- Pool and spa: $19.99/month
- Extra spa: $9.99/month
- Energy washing (exterior flooring): $19.99/month
- Professional-series garments dryer: $4.99/month
- Professional-series dishwasher: $7.99/month
- Professional-series microwave: $4.99/month
- Professional-series vary/oven/cooktop: $12.99/month
- Professional-series fridge: $14.99/month
- Professional-series standalone freezer: $14.99/month
- Professional-series washer: $4.99/month
- Re-key: $9.99/month
- Saltwater pool: $23.99/month
- Second fridge: $7.99/month
- Swamp cooler: $14.99/month
- Trash compactor: $7.49/month
- TV mounting (as much as 65-inch TVs): $14.99/month
- TV mounting (as much as 85-inch TVs): $19.99/month
- Window washing/cleansing: $19.99/month
- Wine cooler/fridge: $11.99/month
Exclusions
Liberty House Guard has the next exclusions from its plans. All are regular throughout the {industry}.
- Beauty defects
- Cranes or different specialty automobiles required to put in, take away, or entry your home equipment or house methods
- Disposal of home equipment, methods, or elements
- Electronics, computerized, “sensible,” or Web/enabled elements and components
- Filters related to any lined gadgets
- Hearth sprinkler methods
- Flues, vents, chimneys, and exhaust strains
- Glass components
- Lighting
- Malfunction or injury on account of acts of God
- Noise
- Radon and different leak detection monitoring methods
- Distant receiving and transmitting units
- Photo voltaic methods and purposes
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to assessment their contracts because the talked about exclusions aren’t exhaustive, and extra exclusions might apply.
Affordability: 8.9/10
Liberty House Guard earns a stable 8.9/10 score from me for its affordability in defending your own home’s plumbing system. With plans beginning at round $50 per 30 days, Liberty’s pricing is aggressive and accessible to most householders. Nonetheless, it’s essential to notice that Liberty’s plumbing-related add-ons are usually costlier than these provided by different suppliers, with most costing greater than $15 per 30 days in comparison with the {industry} common of $6 to $13 from rivals like American House Defend. That mentioned, Liberty has extra choices.
One other draw back is that Liberty’s per-item protection caps max out at $2,000, which is decrease than the bounds set by a few of its principal rivals, equivalent to American House Defend at $3,000. Nonetheless, it’s troublesome to hit that cap with normal plumbing points anyway. Liberty’s non-negotiable service charge is yet one more downside. It ranges from $65 to $125 for any declare. That is greater than the {industry} normal of $75. Regardless of these limitations, Liberty House Guard gives sufficient plumbing safety at a good worth for many houses with normal methods.
Buyer Expertise: 7.8/10
Liberty House Guard earns a decent 7.8/10 score from me for its buyer expertise with regards to plumbing protection. The corporate’s user-friendly web site makes it simple for householders to check plan choices and customise their plans to suit their particular plumbing wants with non-compulsory add-ons. Throughout my secret procuring, I discovered the enrollment course of to be simple and environment friendly, permitting me to tailor my protection to my distinctive wants.
When you join a Liberty House Guard plan, you’ll respect the assorted handy contact strategies obtainable for reaching out to the corporate’s group for help. Whether or not you favor to speak by cellphone, electronic mail, or on-line chat, Liberty’s accessibility ensures that you would be able to obtain immediate help when plumbing points come up, serving to to scale back stress throughout difficult conditions.
One potential downside is Liberty’s 30- to 60-day ready interval earlier than protection begins, which has similarities to {industry} averages. Nonetheless, I used to be impressed by the corporate’s 60-day service assure on plumbing repairs, which gives extra assurance that any work carried out will meet the required high quality requirements on the primary try. If not, Liberty will restore it once more at no extra service name charge. Whereas some on-line opinions point out occasional sluggish response occasions when submitting a declare or problem reaching a supervisor for escalated issues, total, Liberty gives a streamlined expertise from quote to restore.
Firm Popularity: 9.1/10
Liberty House Guard earns a stellar 9.1/10 score from me for its distinctive customer support and status with regards to defending your own home’s plumbing. Throughout hundreds of opinions on platforms like Google and Trustpilot, Liberty constantly receives glowing reward, with prospects highlighting representatives going above and past, clean claims processes, and fast problem decision. It was laborious for me to search out unfavourable suggestions in regards to the firm, though Yelp did have some. The few I discovered there primarily talked about remoted instances of longer wait occasions or sudden charges.
Whereas the corporate did just lately encounter a brief setback with its Higher Enterprise Bureau score on account of an inflow of complaints, this can be a normal BBB assessment process that Liberty has efficiently navigated previously, after which its A+ score was restored. For householders in search of a reliable and responsive accomplice for his or her plumbing safety wants, Liberty House Guard stands out as my best choice.
| Score Web site | Score | Variety of Evaluations |
| BBB | NR* | Buyer Evaluations aren’t used within the calculation of the BBB Score |
| Trustpilot | 4.7 | 2,432 |
| 4.7 | 10,313 | |
| Yelp | 1.5 | 56 |
Editor’s Word: The scores offered have been correct on the time of writing.
*Word (as of three/13/24): The Higher Enterprise Bureau just lately shifted LHG’s A+ score to “NR.” We reached out to a consultant from the Higher Enterprise Bureau, they usually instructed us, “This enterprise isn’t at present rated. BBB has just lately acquired quite a few complaints towards this enterprise and can problem a score after it has absolutely evaluated them.” When requested about whether or not they revoke scores after a rise in complaints, the rep mentioned, “Sure, in the event that they really feel they should assessment the complaints first earlier than issuing an correct score.” This situation has occurred to LHG twice within the final two years, however every time, the BBB has restored its A+ score after a radical assessment.
Claims Course of: 10/10
Liberty House Guard stands out for its distinctive claims course of with regards to plumbing emergencies. With a median response time of simply 12 hours and invaluable emergency restore choices, Liberty gives the pressing help householders want when confronted with disasters like burst pipes or main leaks. As soon as the usual 30- to 60-day ready interval ends, most plumbing claims are authorised inside 48 hours, and prospects constantly reward the corporate’s clean course of and fast payouts.
No different house guarantee supplier matches Liberty’s mixture of expedited emergency service, quick approval occasions, and glowing buyer suggestions for plumbing safety. For its excellent claims dealing with and dedication to swift decision, I give Liberty House Guard an ideal 10/10 score. Once you want it most, Liberty is there on your plumbing wants.
Availability: 10/10
Liberty House Guard gives its plans in all 50 U.S. states, incomes it an ideal 10/10 score. So, wherever you might be within the nation, you’ll be able to depend on its group of skilled plumbing contractors to repair plumbing points in your house once you want it.
Finest Protection Limits
American House Defend
4.3
Our Score
Restricted Time:
40% Off Our Most Widespread Plan
I respect American House Defend’s 50 years of expertise and powerful partnerships with native contractors. This implies you get specialised plumbing restore providers tailor-made to your distinctive wants. AHS’s community of expert technicians can deal with complicated points and work with high-end fixtures that require brand-specific information.
One other standout function is AHS’s excessive protection caps, with limits as much as $4,000 for home equipment and $5,000 for methods, with no protection cap on plumbing methods. This provides you peace of thoughts, realizing that even main repairs received’t depart you with an enormous invoice. Plus, AHS covers issues many others don’t, like injury from rust, corrosion, or preexisting situations.
Regardless of American House Defend’s lengthy historical past within the house guarantee {industry}, the abundance of unfavourable buyer suggestions about its plumbing protection raises issues. Many dissatisfied prospects cite points with transparency, sudden fee hikes, restore delays, and quick 30-day workmanship ensures. Whereas individuals are extra more likely to voice unfavourable experiences on-line, the consistency of low scores throughout a number of platforms sends up crimson flags to me.
Backside Line: 8.6/10
American House Defend (AHS) stands out as a best choice for plumbing protection, incomes a powerful 8.6/10 score from me. As a pioneer within the house guarantee {industry} with over 50 years of expertise, AHS gives unparalleled safety on your plumbing system. One of the vital benefits of selecting AHS is that it doesn’t cap protection for plumbing, making it the best choice for householders in search of whole safety for his or her pipes, fixtures, and plumbing-related gear.
Along with its complete plumbing protection, AHS additionally gives limitless safety on your electrical system and above-average caps on your HVAC system and lined home equipment. This in depth protection ensures that you’ve got peace of thoughts realizing that your own home’s most important methods are well-protected. One other notable benefit of AHS is its protection of preexisting defects, rust, and corrosion, which many different suppliers exclude from their plans. This inclusion considerably will increase the worth of AHS’s plans, offering a stage of safety that’s laborious to search out elsewhere.
Nonetheless, some on-line reviewers have reported prolonged restore delays, which could be irritating when coping with plumbing points. Moreover, AHS’s lower-tier plans don’t cowl as many home equipment and methods as entry-level choices from rivals. That being mentioned, AHS’s ShieldPlatinum plan gives complete safety at solely a slight enhance in value, nonetheless outperforming comparable plans by way of the gadgets it covers. With its expansive contractor community, beneficiant protection limits, and inclusion of preexisting situations, American House Defend is a powerful alternative for householders on the lookout for dependable and complete plumbing safety.
Plans and Protection: 9/10
American House Defend (AHS) stands out for its complete safety, incomes a powerful 9/10 score from me for its plans and protection. AHS gives three ranges of protection: ShieldSilver for main methods, ShieldGold, which provides some home equipment, and the top-tier ShieldPlatinum plan. Whereas all plans present glorious plumbing protection, the ShieldPlatinum plan goes above and past with extra advantages like protection for roof leaks, which may help forestall water injury by patching small leaks earlier than the wet season.
One of the spectacular points of AHS’s plumbing protection is that it contains safety for previous, improperly put in gadgets and even preexisting situations, which many rivals exclude. This in depth protection brings peace of thoughts to householders with growing old or complicated plumbing methods, making certain that they’re protected towards a variety of potential points. Moreover, AHS gives beneficiant protection limits of as much as $5,000 for house methods and limitless caps for plumbing repairs, which means you’re lined on all plumbing repairs or replacements.
AHS additionally provides householders the pliability to decide on between decrease month-to-month premiums or greater service charges, permitting you to pick the choice that most closely fits your finances and plumbing wants. Whereas AHS’s service charges, starting from $100 to $125, are greater than the {industry} common of $75, the corporate compensates for this with its complete protection and better caps.
| Plan | Month-to-month Price | Service Charge* | Accessible Reductions |
| ShieldSilver | $29.99 – $39.99 | $100 –$125 | 20% same-day low cost (on-line) |
| ShieldGold | $49.99 – $59.99 | $100 –$125 | 20% same-day low cost (on-line) |
| ShieldPlatinum | $79.99 – $89.99 | $100 – $125 | 20% same-day low cost (on-line) |
*When you select the decrease service charge of $100, you pay the upper month-to-month premium. For instance, the $79.99 fee for the ShieldPlatinum plan pairs with the $125 service charge.
Editor’s Word: The fee information talked about on this article was sourced for a single-family, two-bedroom house underneath 5,000 sq. toes in Granger, IN. The fee information introduced was correct on the time of writing.
Accessible Add-Ons
American House Defend gives the next non-compulsory add-ons to its plans. As somebody dwelling in a rural space with out entry to metropolis water and sewage, I just like the reasonably priced charges to guard towards the costly plumbing repairs for septic pumps and properly pumps.
- Electronics safety plan: $14/month
- Visitor unit: $15.99/month
- Pool & built-in-spa gear: $18/month
- Roof leak restore: $10/month
- Septic pump: $5/month
- Effectively pump: $8/month
Exclusions
AHS has the next exclusions to its plans, that are all standing within the {industry}.
- Injury on account of pets or pests
- Failure to correctly clear or preserve house methods or home equipment
- Basis or structural injury
- Improper set up, improper wiring, or injury brought on by building exercise
- Producer’s defect
- Misuse or human error
- Pure disasters
- Neglect, rust, corrosion, or sediment
- Elimination of hazardous materials
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to assessment their contracts because the talked about exclusions aren’t exhaustive, and extra exclusions might apply.
Affordability: 8.7/10
American House Defend earns an 8.7/10 score from me for its affordability. AHS stands out as one of many solely house guarantee suppliers that doesn’t cap protection for plumbing methods, making it the best choice for those who’re on the lookout for whole safety on your pipes, fixtures, and plumbing-related gear. When you might pay barely greater month-to-month premiums and repair charges in comparison with some finances suppliers, the additional value acts as an insurance coverage coverage towards shock plumbing restore or alternative bills.
When contemplating the affordability of a house guarantee plan on your plumbing, it’s important to weigh the month-to-month and repair prices towards your potential restore bills with out protection. With American House Defend’s limitless plumbing protection, you’ll be able to have peace of thoughts realizing that you just received’t be stunned by hefty out-of-pocket bills when a plumbing emergency strikes. So, for householders in search of essentially the most complete plumbing safety obtainable, American House Defend’s barely greater up-front prices can finally result in vital financial savings and peace of thoughts in the long term.
Buyer Expertise: 8.4/10
As a longtime chief within the house guarantee {industry}, I had excessive hopes for American House Defend’s customer support with regards to plumbing points. Nonetheless, after reviewing quite a few on-line buyer opinions, I discovered a regarding variety of complaints about unreturned calls and messages. This notably worries me for householders coping with pressing plumbing issues that may trigger larger points the longer they fester — like leaking pipes flooding your basement and inflicting water injury. In these instances, immediate communication is crucial for minimizing injury and making certain a well timed decision.
Regardless of these communication issues, American House Defend does supply some benefits that contribute to my 8.4/10 score for buyer expertise. Throughout my secret procuring, I discovered the corporate’s web site to be user-friendly and environment friendly when acquiring quotes and evaluating pricing for various plumbing protection plans. Moreover, AHS’s normal ready interval of simply 30 days earlier than a brand new coverage takes impact is considerably shorter than the 60-day or longer wait occasions imposed by many different suppliers. Which means householders can safe safety for his or her plumbing methods and revel in peace of thoughts a lot sooner.
Firm Popularity: 7.7/10
American House Defend receives a 7.7/10 score from me for its combined status. As a 50+ yr {industry} participant, the corporate’s low scores on Trustpilot and Yelp elevate some issues, with many reviewers complaining about delayed service, unexplained declare denials, late contractors, and unresponsiveness. Nonetheless, it’s price noting that some unfavourable suggestions seems to stem from misunderstandings over complicated coverage particulars and protection limits. Plus, it holds a powerful 4.5-star score on Google with much more opinions — over 32,000.
Regardless of the combined status, AHS makes submitting plumbing-related claims simple with 24/7 on-line and cellphone help, and the corporate actively engages on Trustpilot to resolve complaints, exhibiting a dedication to buyer satisfaction. Whereas American House Defend’s status might not be good, its complete plumbing protection and efforts to handle points nonetheless make it a good alternative for householders in search of safety.
| Score Web site | Score | Variety of Evaluations |
| BBB | B | Buyer Evaluations aren’t used within the calculation of BBB Score |
| Trustpilot | 2.1 | 5,178 |
| 4.5 | 32,781 | |
| Yelp | 1.0 | 826 |
Editor’s Word: The scores offered have been correct on the time of writing.
Claims Course of: 8.4/10
American House Defend earns a powerful 8.4/10 score from me for its claims course of, which is especially essential for plumbing points. Its 24/7 customer support and around-the-clock submitting choices carry much-needed peace of thoughts to householders dealing with sudden plumbing issues. After submitting a declare on-line or by cellphone, you’ll be able to simply monitor its standing and restore historical past via your on-line account dashboard, offering worthwhile transparency and lowering stress throughout the course of.
Though some opinions point out situations of unreturned calls or messages, AHS works to handle these points by assigning devoted account managers and providing varied contact strategies. Whereas American House Defend’s common response time of 48 hours is barely longer than another {industry} leaders, the corporate’s dedication to round the clock availability and clear claims monitoring make it a powerful alternative for householders in search of dependable plumbing protection.
Availability: 10/10
American House Defend’s plans can be found in 49 U.S. states, excluding Alaska, so we scored the corporate an ideal 10/10 on this class. With protection spanning almost the entire nation, you’ll be able to anticipate certified contractors in its community inside driving distance of your own home.
Finest Worth
Choose House Guarantee
4.2
Our Score
Restricted Time:
$150 Off (Code HOUSE25)
I respect Choose House Guarantee’s dedication to offering reasonably priced plumbing protection with out sacrificing high quality or breadth of service. With month-to-month premiums starting from about $44 to $48 and a competitively low service charge of simply $75 per restore go to, SHW makes it simple for householders to guard their plumbing methods with out breaking the financial institution. Moreover, two of Choose House Guarantee’s three plans embrace complete plumbing protection, making certain that householders have entry to the safety they want.
One other standout function of Choose House Guarantee is its spectacular 90-day restore assure, which is significantly longer than many different suppliers within the {industry}. This prolonged assure gives added peace of thoughts, making certain that if a lined plumbing problem recurs inside 90 days of a earlier restore, the corporate will ship a technician to repair the issue at no additional value to the home-owner. Whereas the protection caps might not be as excessive as some rivals, making it much less appropriate for main plumbing damages, the low month-to-month value and complete protection nonetheless make Choose House Guarantee a horny possibility for a lot of householders in search of dependable and budget-friendly plumbing safety.
Whereas Choose House Guarantee gives budget-friendly plumbing protection, there are a number of drawbacks to think about, such because the low $500 protection cap on plumbing repairs, restricted customization choices with solely 9 add-ons, and the exclusion of preexisting defects, which might result in declare denials if points aren’t recognized and addressed earlier than enrolling. Moreover, I don’t like that Choose imposes a strict $75 coverage cancellation charge, prioritizing the corporate’s pursuits over home-owner flexibility.
Backside Line: 8.4/10
Choose House Guarantee earns a stable 8.4/10 score from me for its simple and reasonably priced plumbing protection. With its user-friendly Gold, Silver, and Platinum plans, householders can simply select the extent of safety that most closely fits their wants and finances. The Silver and Platinum plans, specifically, supply complete protection for plumbing methods, offering peace of thoughts with out breaking the financial institution.
Considered one of Choose’s standout options is its industry-leading low month-to-month charges, starting from $44 to $48. These costs are a lot decrease than these of rivals like American House Defend and Liberty House Guard, making Choose a horny alternative for cost-conscious householders. Moreover, Choose’s 90-day workmanship assure surpasses the 30- to 60-day {industry} norms, suggesting robust contractor partnerships and a dedication to high quality service.
Nonetheless, Choose’s protection caps for plumbing are restricted to simply $500. This might not be ample for main plumbing repairs or replacements, particularly for householders with high-end or in depth plumbing methods. That mentioned, it ought to be greater than sufficient for the common house. Earlier than signing up, it’s essential to evaluate the worth of your present plumbing gear and take into account whether or not Choose’s protection limits align together with your wants. Nonetheless, Choose’s simple plans, low month-to-month charges, and powerful workmanship assure make it a compelling alternative for a lot of householders in search of dependable plumbing safety.
Plans and Protection: 8.3/10
I give Choose House Guarantee a powerful 8.3/10 score for its simple strategy to plumbing protection. With its Gold and Platinum plans, Choose gives safety on your plumbing system at an reasonably priced worth, making it simple to decide on the extent of protection you want with out getting misplaced in complicated terminology. Its Bronze plan doesn’t cowl plumbing, simply eight important home equipment. Whereas the protection caps might not be as excessive as some rivals, Choose’s pricing makes it a horny possibility for these seeking to shield their plumbing with out breaking the financial institution.
On the subject of selecting a plan, I like to recommend the Platinum possibility for most householders. At simply $4 extra per 30 days than the Gold plan, it gives enhanced protection that fills potential gaps in safety. Plus, with common reductions like the 2 free months and $150 off annual charges I acquired whereas secret procuring, Choose is much more budget-friendly, making it a stable alternative for individuals who need complete plumbing protection with out the trouble of navigating complicated plan tiers.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Bronze Care (doesn’t cowl plumbing) | $44.42 | $75 | $150 off (web site), two additional months free |
| Gold Care | $44.42 | $75 | $150 off (web site), two additional months free |
| Platinum Care | $47.75 | $75 | $150 off (web site), two additional months free |
Editor’s Word: The fee information talked about on this article was sourced for a single-family, two-bedroom house underneath 5,000 sq. toes in Granger, IN. The fee information introduced was correct on the time of writing.
Accessible Add-Ons
Choose House Guarantee gives the next add-ons to its plans. For added plumbing protection, it’s good to see reasonably priced add-ons for sprinkler methods, septic methods, sump pumps, and properly pumps.
- Central vacuum: $3.33/month
- Garden sprinkler system: $5.83/month
- Pool: $8.33/month
- Roof leak: free
- Septic system: $5.83/month
- Spa: $5.83/month
- Standalone freezer: $3.33/month
- Sump pump: $3.33/month
- Effectively pump: $3.33/month
Exclusions
Like all house guarantee suppliers, Choose has the next exclusions from its plans. These are normal amongst house guarantee corporations.
- Frequent areas in condominiums or multifamily houses
- Injury from pure disasters and rust
- Defects or damages brought on by the inspiration and construction of the house
- Incorrect set up or malfunctions on account of building injury or improper wiring
- Points with methods or home equipment associated to hazardous or poisonous supplies (for instance, mildew, asbestos, and gasoline leaks)
- Secondary injury (e.g.,, your own home guarantee might cowl roof injury however received’t cowl water injury brought on by a roof leak)
- Photo voltaic heating methods
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to assessment their contracts because the talked about exclusions aren’t exhaustive, and extra exclusions might apply.
Affordability: 9.1/10
I give Choose House Guarantee a stable 9.1/10 score for its budget-friendly plumbing safety. With month-to-month premiums averaging round $40 after reductions, Choose gives a few of the best pricing within the {industry}, undercutting the $50+ month-to-month common by $10 to $20. This affordability extends throughout its Bronze and Platinum plans, which cowl plumbing methods with out the numerous worth hikes typically seen with rivals. Moreover, Choose’s $65 or $75 service charges are a lot decrease than the $100+ charges charged by many different suppliers, saving you cash on each month-to-month prices and restore visits.
Nonetheless, it’s essential to notice that Choose’s plumbing protection cap is simply $500, which might not be sufficient for main plumbing points or high-end methods. It is a draw back in comparison with some rivals with greater or limitless protection limits, like American House Defend. Regardless of this limitation, Choose House Guarantee’s aggressive pricing and decrease service charges nonetheless make it a horny alternative for householders in search of primary plumbing safety on a finances, particularly for these with normal methods in houses that don’t require in depth protection.
Buyer Expertise: 8.1/10
I give Choose House Guarantee a powerful 8.1/10 score for its buyer expertise. Throughout my secret procuring, I discovered its web site and on-line quote system to be user-friendly and clear, making it simple for householders to grasp what every plan contains, excludes, and prices. That is notably essential when contemplating plumbing protection, because it means that you can make an knowledgeable determination in regards to the stage of safety you want on your house’s plumbing system.
Firm Popularity: 8.0/10
I give Choose House Guarantee a decent 8/10 score for its status on account of its respectable B score from the Higher Enterprise Bureau. Plus, its buyer suggestions paints a combined image. On the one hand, happy prospects reward Choose for its simple enrollment course of, useful customer support, and swift repairs when plumbing points come up. That is notably essential for householders in colder states, the place immediate and environment friendly plumbing repairs are important.
However, some prospects have voiced issues in on-line opinions about low declare payouts, denied protection, and sometimes encountering unskilled contractors. As a home-owner contemplating plumbing protection, it’s essential to weigh these potential drawbacks towards Choose’s affordability and complete plans. It’s price noting that even well-regarded corporations can typically disappoint prospects, and it’s widespread for individuals to be extra vocal about unfavourable experiences than constructive ones. Plus, with an organization coping with as many contractors as SHW does, some less-than-efficient ones are sure to pop up right here and there.
| Score Web site | Score | Variety of Evaluations |
| BBB | B | Buyer Evaluations aren’t used within the calculation of BBB Score |
| Trustpilot | 3.7 | 4,590 |
| 3.8 | 19,766 |
Editor’s Word: The scores offered have been correct on the time of writing.
Claims Course of: 7.6/10
I give Choose House Guarantee a good 7.6/10 score for its simple however typically sluggish claims course of with regards to plumbing points. Whereas submitting a declare on-line or by cellphone is easy, the corporate often takes 48 hours to dispatch assist for non-emergency plumbing issues, which is common and even beneath common for higher the {industry} norm and could be irritating for householders.
Nonetheless, Choose does supply 24/7 emergency providers for high-priority plumbing points, making certain immediate consideration and minimizing potential water injury and well being dangers. Moreover, Choose’s 90-day workmanship assure on repairs is a notable benefit, protecting early recurring points with out extra service name charges, which is longer than many rivals’ 30- to 60-day ensures.
Availability: 10/10
Choose House Guarantee lands an ideal 10/10 for its availability, because it has protection in all 50 U.S. states. With its in depth protection, you’ll be able to anticipate entry to a community of extremely expert plumbers who’re prepared to repair any points in your house.
Finest Buyer Scores
Elite House Guarantee
4.3
Our Score
Restricted Time:
$150 Off + 1 Month Free
I respect Elite House Guarantee’s distinctive providing of 11 plumbing-related non-compulsory add-ons, which is way over what most rivals present. This stage of flexibility permits householders to create a personalized plumbing protection package deal tailor-made to their particular wants, which is especially worthwhile for these dwelling in areas with complicated plumbing methods or areas vulnerable to excessive climate situations that may pressure plumbing elements. Moreover, Elite means that you can select your individual licensed contractor for plumbing repairs, a uncommon perk within the {industry} that ensures you’ll be able to work with knowledgeable you belief.
What makes Elite actually stand out is its excessive protection cap of $10,000 for plumbing methods, which is 3 to five occasions the restrict of most suppliers. This implies you’ll be able to have peace of thoughts realizing that even when you might want to change costly plumbing elements, you received’t need to pay a big quantity out of pocket. To high it off, Elite boasts spectacular 4.5- to 5-star scores throughout well-liked assessment platforms, demonstrating its dedication to offering top-notch protection and repair to its shoppers.
One problem that irks me is the Elite’s coverage of voiding workmanship ensures for those who select to make use of your individual trusted plumber as a substitute of 1 in its contractor community. This appears counterintuitive, as I consider householders ought to have the liberty to pick dependable technicians they know will do job, particularly for vital methods like plumbing.
One other downside is Elite’s costly $150 surcharge for after-hours emergency repairs. Once you’re dealing with a burst pipe or extreme leak in the midst of the evening, you want pressing help with out being hit with additional charges. This extra value could be notably irritating for householders in colder states, the place the danger of frozen pipes and associated emergencies is greater.
Backside Line: 8.6/10
I give Elite House Guarantee a powerful 8.6/10 score for its plumbing protection, thanks largely to its industry-leading protection limits. With caps reaching $10,000 for house methods, together with plumbing, Elite considerably surpasses the everyday $2,000 to $3,000 provided by rivals. This gives invaluable assurance for householders that they received’t pay ultra-high charges out of pocket for repairs.
Elite additionally stands out with its spectacular 26 add-ons, 11 of that are plumbing-related, equivalent to protection for effluent pumps, water softeners, service strains, raise pumps, and garden sprinkler methods. This enables householders to customise their plumbing protection to suit the distinctive wants of their houses, which is especially worthwhile in areas with complicated plumbing methods or excessive climate situations.
Nonetheless, one downside to think about is that emergency plumbing repairs are solely obtainable throughout weekday enterprise hours except you’re prepared to pay a steep surcharge of $150. This may be problematic for pressing failures, equivalent to extreme leaks, occurring on nights or weekends. Regardless of this limitation, Elite House Guarantee stays a best choice in my ebook for householders in search of complete plumbing protection with the best limits within the {industry}.
Plans and Protection: 10/10
I give Elite House Guarantee an ideal mark of 10/10 for the way properly its plans shield your own home’s plumbing methods. What units Elite other than rivals is its industry-leading protection caps, with plumbing protection reaching $10,000 per declare — two to a few occasions extra safety than most different suppliers supply. That is notably worthwhile for householders seeking to safeguard costly plumbing elements, equivalent to high-end water heaters, water softeners, raise pumps, complicated piping methods, and extra.
Like different house guarantee corporations, Elite gives appliance-only, system-only (which incorporates plumbing), or mixed protection plans. For householders in search of essentially the most complete plumbing safety, I like to recommend the Elite Full plan. It bundles each equipment and system protection for less than an reasonably priced enhance in worth in comparison with the Techniques plan. Throughout my secret procuring, Elite provided me a 30-day risk-free trial and a $150 low cost for enrolling over the cellphone, making its top-tier plumbing safety much more budget-friendly.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Elite Equipment | $48.99 | $100 | $150 upon sign-up, 30-day trial (by way of cellphone) |
| Elite Techniques | $52.99 | $100 | $150 upon sign-up, 30-day trial (by way of cellphone) |
| Elite Full | $59.99 | $100 | $150 upon sign-up, 30-day trial (by way of cellphone) |
Editor’s Word: The fee information talked about on this article was sourced for a single-family, two-bedroom house underneath 5,000 sq. toes in Granger, IN. The fee information introduced was correct on the time of writing.
Accessible Add-Ons
Elite House Guarantee gives the next 11 plumbing-related non-compulsory add-ons to its plans:
- Effluent pump: $99.99/yr
- Ejector pump: $99.99/yr
- Grinder pump: $99.99/yr
- Garden sprinkler system: $99.99/yr
- Carry pump: $99.99/yr
- Septic system: $129.99/yr
- Service strains: $349.99/yr
- Sump pump: $99.99/yr
- Water filtration system: $99.99/yr
- Water softener: $99.99/yr
- Effectively pump: $99.99/yr
It additionally gives the next non-compulsory add-ons to additional shield different distinctive methods and home equipment in your house:
- Attic exhaust fan: $69.99/yr
- Central vacuum: $49.00/yr
- Freestanding freezer: $59.99/yr
- Freestanding ice maker: $59.99/yr
- Freestanding spa gear: $119.99/yr
- Generator: $99.99/yr
- Geothermal heating and cooling system: $299.99/yr
- Visitor home: $299.99/yr
- HVAC annual upkeep: $299.99/yr
- Jetted/sizzling tub: $99.99/yr
- Restricted roof leak restore: $99.99/yr
- Pool & spa gear: $199.99/yr
- Pool gear: $149.99/yr
- Premium home equipment: $249.99/yr
- Premium advantages: $199.99/yr
- Premium methods: $299.99/yr
- Premium methods plus: $499.99/yr
- Swamp cooler: $149.99/yr
- Wine cooler: $69.99/yr
Exclusions
EHW has the industry-standard exclusions to its plans:
- An absence of upkeep
- Acts of God
- Industrial-grade home equipment
- Beauty injury
- Pure disaster-related damages
- Items in a rental property
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to assessment their contracts because the talked about exclusions aren’t exhaustive and extra exclusions might apply.
Affordability: 8.7/10
Elite House Guarantee’s $100 primary service name charge for points (together with plumbing) is on par with that of rivals like American House Defend. Plus, its core month-to-month premiums, starting from $45 to $60, usually align with {industry} requirements. Nonetheless, I discovered a number of notable fine-print costs that may shortly drive up bills when you begin a contract: $150 surcharges for weekend or emergency service and $150 per go to for entry to premium-brand contractors.
Whereas Elite’s base pricing is reasonably priced, providing plans for home equipment, methods (together with plumbing), and a bundled plan, extra costs can add up for householders needing plumbing providers. Contemplating these components, I give Elite House Guarantee’s affordability for plumbing protection a decent 8.7/10 score regardless of the hidden charges that stay regarding to me.
Buyer Expertise: 7.6/10
Elite House Guarantee’s procuring expertise leaves room for enchancment, which is why we gave it a good 7.6/10 score. Not like a lot of its rivals, Elite doesn’t present clear on-line pricing or quotes for its plumbing protection plans. As an alternative, householders should name in to acquire even primary premium estimates, which could be irritating and time-consuming.
Moreover, Elite’s web site makes it difficult to search out data on add-on charges for extra plumbing protection. These prices are buried deep throughout the web site and are solely listed as yearly costs, making it troublesome for householders to precisely finances and evaluate their month-to-month bills. This lack of transparency creates pointless friction within the comparison-shopping course of and should deter some householders from contemplating Elite as an possibility for his or her plumbing safety wants. That mentioned, Elite House Guarantee has acquired quite a few constructive buyer opinions, indicating that the majority householders are happy with the corporate’s responsive help and protection as soon as they signal a contract.
Firm Popularity: 8.3/10
I give Elite House Guarantee a stable 8.3/10 status rating regardless of having fewer than 200 mixed opinions on platforms equivalent to Yelp, Google, and Trustpilot. As a more recent participant within the house guarantee {industry}, this restricted buyer suggestions is comprehensible, although it may well make it difficult to gauge the corporate’s reliability with regards to plumbing points. Nonetheless, Elite’s accreditation and spectacular A+ score from the Higher Enterprise Bureau converse to its dedication to offering high quality service and addressing buyer issues in a well timed method.
The obtainable on-line opinions for Elite House Guarantee are overwhelmingly constructive, with prospects praising the corporate’s quick claims dealing with, budget-friendly costs, and distinctive service. That is notably worthwhile for householders coping with pressing plumbing repairs, equivalent to burst pipes or sewage backups, which might trigger vital injury if not addressed promptly.
| Score Web site | Score | Variety of Evaluations |
| BBB | A+ | Buyer Evaluations aren’t used within the calculation of BBB Score |
| Trustpilot | 4.7 | 44 |
| 4.8 | 144 | |
| Yelp | 5.0 | 4 |
Editor’s Word: The scores offered have been correct on the time of writing.
Claims Course of: 6.8/10
I give Elite House Guarantee a subpar rating of 6.8/10 for its claims course of. Whereas the corporate has a 24/7 on-line or cellphone claims submitting system and a 24- to 48-hour response time for traditional repairs, each assembly {industry} norms, Elite costs a t$150 additional charge for after-hours and weekend emergencies.
On this case, some householders might wait to keep away from paying steep surcharges for pressing points like leaking pipes or malfunctioning water heaters, which could be notably problematic in colder states the place the danger of frozen pipes is greater.
That mentioned, throughout common enterprise hours, Elite’s claims course of operates easily, with a comparatively fast dispatch of both pre-approved technicians or contractors from its community. Nonetheless, the shortage of 24/7 emergency restore choices throughout nights, weekends, or holidays is a downside that considerably lowers my score.
Availability: 10/10
Elite House Guarantee is accessible in 46/50 U.S. states, excluding California, Texas, Washington, and Wisconsin. With near-nationwide protection, Elite’s community of high quality plumbers can swiftly repair points that come up in your house.
Finest for Extra Advantages
AFC House Guarantee
4.3
Our Score
Restricted Time:
$200 off + free roof leak protection
I like that AFC House Membership gives householders a variety of distinctive perks that transcend normal protection — discounted house safety, medical care, credit score monitoring, and insurance coverage financial savings. No different supplier gives perks like these. By bundling these uncommon add-ons alongside its strong core safety plans, AFC delivers distinctive worth to its prospects.
What impresses me most about AFC is its excellent service assure for the size of your contract, which is both a yr or three years. A service assure means AFC will restore any repeat points with out charging you additional service name charges. That is exceptional in comparison with most different suppliers, which provide solely 30 to 90 days on common. Once you want repairs and upkeep achieved to your plumbing system — which recurrently has above-average restore prices and might put your whole house in danger if work is completed improperly — having a contract-term service assure gives the last word peace of thoughts.
AFC House Membership’s lack of 24/7 emergency plumbing repairs with out additional charges is a big downside to me. If in case you have pressing breakdowns like sewage backups or an overflowing bathroom upstairs, you’ll be able to’t simply wait it out to keep away from the charges. Most rivals supply 24/7 emergency help for plumbing points, recognizing that around-the-clock entry is essential in vital plumbing conditions.
Backside Line: 8.5/10
AFC House Membership earns a powerful 8.5/10 score from me for its complete plumbing protection and user-friendly expertise. AFC’s web site makes the enrollment course of a breeze, permitting prospects to customise their protection via tiered plans and a number of service charge choices. Its Diamond plan, which I like to recommend to most householders, bundles plumbing protection with safety for roof leaks, electronics, and main methods and home equipment, offering budget-friendly and complete protection for plumbing and past.
AFC ensures repairs inside 48 hours and gives lifetime workmanship warranties, striving to ship well timed, high-quality service when sudden plumbing points disrupt your each day life. Nonetheless, AFC House Membership has comparatively decrease protection caps of $3,000 in comparison with different nationwide suppliers, which may very well be a priority for these with high-end plumbing fixtures or in depth methods. Regardless of these downsides, AFC’s simplicity and flexibility, coupled with its A+ Higher Enterprise Bureau grade and dependable contract phrases, make it one in every of my high selections for plumbing safety.
Plans and Protection: 8.1/10
I give AFC House Membership robust marks of 8.1/10 for its industry-leading house guarantee plans that supply complete plumbing protection. Past primary safety, AFC gives Gold, Platinum, and distinctive Diamond tiers, bundling plumbing methods with different important house elements like home equipment, electronics, exterior strains, and even distinctive extras like roof leaks. The Diamond Plan is especially noteworthy, because it gives householders the uncommon and worthwhile alternative to guard their private digital units, too.
With 4 choices whole, AFC permits tailoring plumbing protection to match your particular wants and finances — a flexibility that surpasses many rivals’ three-plan choices. The Gold Plan is a superb alternative if you wish to cowl your plumbing together with core home equipment and different methods, whereas the Diamond Plan gives essentially the most complete safety, together with extra gadgets like exterior water strains and sewer strains. Throughout my secret procuring, I found engaging reductions of $250 off, making AFC’s already aggressive pricing much more interesting for householders in search of strong, tailor-made plumbing safety.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Silver Plan | $36.83 | $125 | As much as $250 off (on-line), free roof leak safety (on-line) |
| Gold Plan | $51.92 | $125 | As much as $250 off (on-line), free roof leak safety (on-line) |
| Platinum Plan | $57.00 | $125 | As much as $250 off (on-line), free roof leak safety (on-line) |
| Diamond Plan | $61.58 | $125 | As much as $250 off (on-line), free roof leak safety (on-line) |
Editor’s Word: The fee information talked about on this article was sourced for a single-family, two-bedroom house underneath 5,000 sq. toes in Granger, IN. The fee information introduced was correct on the time of writing.
Accessible Add-Ons
AFC House Membership gives the beneath non-compulsory plumbing-related add-ons to spice up safety in your house:
- Sizzling water dispenser: $25/month
- Septic system: $50/month
- Sump pump: $35/month
- Effectively pump: $50/month
Together with the plumbing add-ons, you’ll be able to complement protection with these add-ons for different methods and home equipment too:
- Constructed-in microwave: $50/month
- Central vacuum: $25/month
- Double oven: $25/month
- Electronics protection (worth is determined by your particular electronics)
- Ice maker: $25/month
- In-ground pool: $100/month
- In-ground pool and spa: $150/month
- Roof leak (free, price $25/month)
- Standalone freezer: $25/month
Exclusions
Like all house guarantee suppliers, AFC lists these typical exclusions to its plans:
- Crane leases wanted to maneuver home equipment or methods
- Geothermal heating methods
- Haul-away providers
- Lighting fixtures
- Code violations
- Home equipment and methods not correctly maintained
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to assessment their contracts because the talked about exclusions aren’t exhaustive, and extra exclusions might apply.
Affordability: 9.1/10
With aggressive month-to-month premiums starting from $38 to $62, I give AFC House Membership glorious marks of 9.1/10 for budget-friendly plumbing protection. Its complete Diamond bundle contains distinctive options like sewer line protection, which most suppliers sometimes exclude, making it notably worthwhile for householders in colder states the place the danger of frozen pipes and associated plumbing emergencies is greater.
AFC additionally gives flexibility in selecting service charges for repairs, permitting householders to steadiness greater deductibles towards decrease month-to-month prices. Nonetheless, earlier than enrolling, fastidiously assessment the pattern contract, because the wonderful print reveals decrease caps of $150 to $500 on sure gadgets like taps and bathrooms, regardless of the corporate’s marketed $3,000 protection limits for plumbing methods.
Buyer Expertise: 9.2/10
With its user-friendly web site, clear protection choices, and highly-rated customer support, AFC House Membership delivers a top-notch expertise for these in search of dependable plumbing safety, incomes a glowing 9.2/10 score from me. Buyer suggestions constantly praises AFC’s glorious communication and the professionalism of its technicians when dealing with plumbing-related claims, that are vital components in a constructive house guarantee expertise.
The corporate goes the additional mile by offering plan-specific agreements that clearly define the precise plumbing protection you select, together with payout caps and different important particulars, simplifying the procuring course of and serving to prospects make knowledgeable choices. Whereas getting a quote, I used to be impressed by how swiftly I might evaluate plan tiers, prices, and repair name charges, in addition to simply toggle non-compulsory plumbing-related add-ons like septic system protection and sump pump safety.
Firm Popularity: 8.3/10
Regardless of having fewer than 2,000 whole on-line opinions, I give AFC House Membership constructive marks of 8.3/10 for its status in offering plumbing protection. AFC’s robust 3.7 Google score and three.0 Trustpilot rating simply surpass the dismal 2-star score of different suppliers, however they may very well be higher. That mentioned, AFC maintains a good B score on the BBB. And, when plumbing-related complaints come up, AFC showcases its responsiveness by swiftly resolving greater than 140 Higher Enterprise Bureau instances previously three years alone, working to make sure buyer satisfaction with its plumbing protection.
| Score Web site | Score | Variety of Evaluations |
| BBB | B | Buyer Evaluations aren’t used within the calculation of BBB Score |
| Trustpilot | 3.0 | 24 |
| 3.7 | 1,585 | |
| Yelp | 1.9 | 336 |
Editor’s Word: The scores offered have been correct on the time of writing.
Claims Course of: 6.8/10
AFC House Membership gives an industry-best lifetime workmanship assure for plumbing repairs, making certain that if technicians have to revisit any repair, you pay completely nothing additional for the total coverage length. Nonetheless, I give AFC a subpar rating of 6.8/10 for its claims dealing with course of with regards to plumbing points, primarily on account of its lack of 24/7 emergency restore choices throughout nights, weekends, or holidays.
A coverage like this punishes householders on a good finances. They might wait to keep away from paying steep surcharges for pressing plumbing issues like burst pipes or sewage backups, which might trigger in depth injury if not addressed promptly. AFC’s protection paperwork even state that the supplier will likely be closed on nationally acknowledged holidays, leading to delayed service request assignments. I discover this unacceptable for vital plumbing methods, particularly in colder areas the place the danger of frozen pipes and associated emergencies is greater.
Availability: 10/10
AFC House Membership solely lacks protection in California and Hawaii, incomes it a powerful 10/10 rating. In lined states, you’ve fast entry to AFC’s robust community of native plumbers for repairs.
Calculate the Price of Plumbing House Guarantee
Use the beneath house guarantee value calculator to finances for a brand new plan. Simply sort in your month-to-month premium, service name charge, and estimated variety of service visits, and the software will present your full estimated annual value for a house guarantee plan.
| Equipment | Common Restore Price | Common Alternative Price |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Followers | $16–$300 | $250–$950 |
| Electrical Vary | $100–$500 | $230–$3,000 |
| Gasoline Vary | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Fridge | $40–$350 | $200–$5,000 |
Steadily Requested Questions
Do You Want a House Guarantee for Plumbing?
Whereas not required, a house guarantee for plumbing can present worthwhile peace of thoughts and monetary safety towards sudden repairs or replacements. This protection is especially helpful in areas with harsh winters, the place freezing temperatures can result in burst pipes and different plumbing points.
How A lot Does a House Guarantee Price for Plumbing?
The typical value of a house guarantee plan that features plumbing protection is between $300 and $600 per yr, relying on the extent of protection and the supplier you select. To be taught extra in regards to the components that affect house guarantee pricing, try our complete information on the price of house warranties.
How Can You Save Cash When Looking for House Warranties for Plumbing?
To economize when searching for house warranties for plumbing, evaluate quotes from a number of suppliers and search for corporations that supply customizable plans, permitting you to pick solely the protection you want. Moreover, maintain a watch out for promotions or reductions, equivalent to decreased charges for multi-year contracts or waived service charges for a restricted time.
Is a House Guarantee Value It for Plumbing?
A house guarantee is price it for plumbing as a result of it may well allow you to keep away from the excessive prices of sudden repairs or replacements, which might simply run into hundreds of {dollars}. To be taught extra about the advantages and downsides of house warranties, learn our article on whether or not or not house warranties are definitely worth the funding.
